Sharing The Resources


If America is going to not only survive /but thrive , we need to all start sharing the resources. Do you have items in your home that you consider clutter? Clear the clutter and give it away for free. The Karma alone will repay you several times over. Many folks would love to have an extra bath towel, a new set of sheets. A winter coat, some decent pots and pans. If you have extra share!

We have a large shortage of folks who have none and some folks have closets and cabinets that are overflowing.


Do you have extra time , donate some of it. Shovel a neighbors walk or drive. Babysit for a single Mom. Offer to sit for a caregiver of someone who is older to give that caregiver a break.

Think of this as the 2015 NEW DEAL AND LETS ALL DIG DEEP!

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Co-Operative Living For Baby Boomers With Very Little RetiremeThe nt


Co-Operative living is like having roommates but it goes beyond that with a contract and everything spelled out for all parties.

This way folks can not just up and decide to move out leaving others hanging.

Co-Operative Living divide cost evenly with all members of the home it often also divides labor.

Many Baby Boomers are finding this is a great way to live on Social Security with just a part time side job and still have a decent standard of living.

There are a lot of benefits to Co-Operative Boomer living but there are draw backs as well.

#1. What happens if someone falls too ill to pay their fair share/ or passes away?

#2. What happens when one “roomie” can’t get along with other?

#3. What happens when one “roomie” refuses to do their fair share of the labor?

The list goes on / however many folks are finding these small Co-Op Homes the answer in some of the homes a car is shared as well for errands and doctor appointments.

How would you feel about having 6 of your closest friends as Co-Op roomies?

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How To Eat And Live Well When You Are Beyond Broke!


1. Cook at home. Never eat out. Dining out is so much more expensive than eating at home that the two are incomparable. Stay at home and make your own food rather than eating at a restaurant. It’s often more work, but it’s also money in your pocket.

2. Stews and soups are miraculous. A big pot with boiling water and whatever you can scavenge dumped in together is the staple of the poor man’s diet. You can dump in whatever you’ve got, along with those free salt and pepper packets, and turn up with something edible and at least remotely nutritious.

3. Keep a hen or two. This seems somewhat silly, but female chickens are very good at producing food. You can unabashedly feed them whatever scraps you have and they produce eggs very regularly. If you’re careful, you can keep them in a small cage in your own apartment; a friend of mine kept one in a pet porter for several months. Just be aware of the smell; you should line their living area with paper and expect to clean it a lot. You can do this by using scavenged newspapers and rotating them daily, but leave the papers that the chicken scratches together for a nest alone.

4. Dress as well as you can and keep yourself clean. If you don’t do this, you’ll feel worse and you’ll also be profiled, both consciously and unconsciously, by those around you. It’s much easier to scrape together some food if you bother to keep yourself reasonably clean and presentable.

5. If you live in an area with a recycling policy, take advantage of it. Finding four aluminum cans can quickly turn itself into a meal. Finding twenty or thirty cans can be a bonanza. States in the United States that offer cash for each returned can include California, Connecticut, Delaware, Hawaii, Iowa, Maine, Massachusetts, Michigan, New York, Oregon, and Vermont; nations with such programs include Austria, Belgium, Canada, Denmark, Finland, Germany, Luxembourg, Netherlands, Norway, Sweden, and Switzerland.

6. Get some exercise. Don’t sit at home and bemoan your situation. Get out and walk around a lot. See what there is to see within walking distance. Not only might you find some opportunities for food, but you’re training your body to process what you do eat more efficiently, and most of all, don’t worry about the caloric loss, because the efficiency you’ll gain will over the long run counterbalance the excess calories you’ll burn.

7. Grow some of your own vegetables. Even when I lived in the city, I would fill up large pots with dirt and use them to grow my own vegetables. Since you’re on a rather restrained diet, foods with plenty of starch are good; try growing potatoes, as they’re heavy in starch and are very easy to grow. Just cut up a single potato into smaller pieces (six will work) and bury them deep in the soil, water them occasionally, and wait. You can find usable dirt and pots in all sorts of places if you keep your eyes open.

8. Time your visits to the grocery store for the times when they re-stock the perishable items. If you time things well and know some people, you can usually get stuff at or near expiration date for free or for a pittance. They often restock milk at two in the morning on Tuesdays near where I lived, for example, and there was a friendly guy who would look away while I grabbed a gallon or two of near-expired milk. I wasn’t alone in doing this.

9. Join a church. Quite often, congregations will have a free meal right after church and then another meal on a weeknight, usually Wednesdays. Even if you’re not a believer, you can get away with two free meals a week. If you attend two churches, you can sometimes score as many as four a week (Sunday breakfast and lunch and two weeknight dinners). I usually felt bad about this, so I would volunteer to do some minor work around the church (cleaning, etc.), but that’s up to you to decide. I might also argue the point that spiritual guidance may also help you in other ways, but I’m advising you on how to eat, not what to believe.

10. Don’t fear the leftovers. Leftovers are your savior. Don’t be afraid to make a large quantity of something and then eat it for three or four days. Also, don’t throw away even small amounts of anything if it’s still edible; you can quite often add it to a stew the next day.

11. Have friends over for a potluck dinner. Make something inexpensive for your dish for the spread. Most of the time, people will leave their leftovers behind, not wanting to deal with them, and you’ll have a wide variety of food that will last for days for the cost of only preparing one dish.

12. Don’t be afraid to swap some odd jobs for a meal. This works well in local restaurants, particularly of the truck stop or greasy thumb variety; it does not work nearly as well at chain restaurants or upscale ones. Just walk in and ask to speak to the manager, and offer to wash some dishes in exchange for a meal. This usually works best if you’re presentable; just explain that you’re really hungry and down on your luck this week. Usually in local restaurants, the manager is related to the owner (or is the owner) and, if you look decent, will usually agree to this trade. I’ve found that truck stops will regularly do this.

13. Ask for leftover bones at a butcher shop. A good excuse is to claim that they’re for your dog. Expect to hear a lot of “no,” but boiling these bones for a long time can provide a good deal of protein, particularly from the marrow.

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How Did The Holidays Get So BIG Christmas is so very LARGE NOW!


bp103341_1107_giftwrap_xlIt all started with a few simple gifts. Families had a live tree maybe and a few simple gifts. Now if you don’t provide the moon it seems the children are very upset.

I am personally going back to extremely simple.

This year.

My grandson is 3 he is getting a puzzle and a really big box . (The really big box was his entire christmas wish list/ which I just love) I love this so much in fact he may get one gift every year packed in a really big box!

Everyone else is getting a token gift and a small gift card. The token gift cost $20 or under in many cases just $2.00 and is something that they really wanted. The gift cards are almost all to Amazon , Target , or Walmart (Walmart and Target will allow you to put as little as you wish on a gift card) ( I have a lot of $5.00 gift cards)

That’s it I put up the tree the day after Thanksgiving and hung the stockings (That is it for decor) Last week I did add bows to the front door that I made by hand.


I am more of what Christmas is supposed to be about  instead of giving gifts.

So this year I am done before I ever get started!


In addition I have one on the very naughty list this year so we will see there might be a lump of coal given out as well.

The gift might go to someone in true need!


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Cutting Cost At The Holidays


christmas_treeThis year we moved half way across the country. I had just downsized into a tiny home and then health issues, I mean major health issues hit, so we moved in with my son and daughter in law. I had just given away a ton of my holiday decor and now I have grandchildren to decorate for. My son and daughter in law are just starting out so they had nothing but a tiny really tiny like 12 inch tree. So we scan craigslist and picked up a few items, went  hunting pine cones and sprayed them gold. Stopped at Goodwill after we checked out ideas on pinterest  in addition we stopped at Target with tons of coupons and used the holiday sale (Lots of Ribbon!) (We also used fresh trimmings from the yard) We now have the house decorated!

Food we have been cherry picking the stores for months we stock up on things when they are at rock bottom prices and with so many mouths to feed it has been a blessing today I bought ground beef 93% at $3.99 lb we also have 5 turkeys in the freezers we got 4 of them free with purchases and one 24lb bird that we paid $5.00 for so we will use those as the year 2015 goes on.

I am looking for an exceptional price on Potatoes today I got Ore Ida frozen fries for $1.97 per bag at Harris Teeter that is a great deal so we did as many as we could using all of our VIC cards.

We have stopped eating snacks for the most part. We only eat saltines and jam or fresh fruit right now we are working off of Apples from the Orchard we went to for Halloween we bought two bushels of apples that day for $20.00 we only have about 10 left but after they are gone I will start with the canned pineapple we got free and find a deal on Oranges soon.

I bought eggs last week for .97 a dozen We bought 26 dozen at this price so they will last us awhile.

We eat Eggs or Oatmeal for breakfast, Lunches are leftovers and Dinner I try to find Veggies at low cost in season we eat lots of soups and we watch the lowest stock up prices on meats for dinners.

We drink water and the kids do milk which I try to watch for the very best sales on the Milk.



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Getting Organized For Thanksgiving


If  you have not started to Thaw your bird think Fresh for a Turkey.

Do a trial run this evening if you are going to travel see what pots or pans you need to transport your meal (be very careful with transport of glass)

If you are hosting try pre-making some items, pre-set the

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The Holidays Are Some Tough Times To Stay On Budget


Turkeys are cheap I generally try to get 6 birds at rock bottom prices.

I use these through out the year instead of buying lunch meat.

We eat real food and this time of year that means

Sweet Potato

Red Potato






2 weeks ago our store had 93% ground

Continue reading The Holidays Are Some Tough Times To Stay On Budget


What does your everyday cost you?


From the moment you open your eyes in the morning, until the time you turn in at night equals what you everyday cost you.

I get out of bed and I go to the bathroom- do you turn on the light?

Do you use water?

Do you hop on a treadmill ?

Do you

Continue reading What does your everyday cost you?